FIRST-TIME
HOME BUYERS
When looking for your first home the most important step is to become educated with the process. With our pre-approval services we can give you the confidence you need to help make the transition to homeownership a smooth and stress-free experience.
Things to consider when buying your first home:
Land transfer tax for First Time Home Buyers
Land transfer tax refund for eligible first-time homebuyers up to $4,000. It means no eligible homebuyers in Ontario would pay land transfer tax on the first $368,000 of the cost of their first home.
The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $25,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
Government of Canada Programs to Support Homebuyer
Other programs that you may qualify for as a homebuyer.