The pre-approval process is an important component of purchasing your home - it provides you with the confidence that you are able move forward in the home-buying process. It helps to determine your price range and locks in your rate for 90-120 days. It also educates you on the process of what to expect. 

At this stage, we will take an application and verify your ID, look at your income documentation and review your credit to get the overall picture of your financial situation. This will help with a smooth transition when you are ready to put an offer to purchase on your dream home.  


No pre-approval is guaranteed 100%, as we are only one step in the approval process.  Once you have an accepted offer, the remainder of the file will then be reviewed by the lender.  They will review the condition of the home, location, zoning and then send to default insurer for further approval if required.


Get your trusted pre-approval with the team at Mortgage Edge - Quinte!