A Year of Rebuilding, Reconnecting, and Reimagining
- Cheryl Hartwick - Broker
- Jan 2
- 2 min read

As 2025 has ended, I’ve been looking back at everything that’s unfolded—personally, professionally, and right here in our Quinte community. And honestly? It’s been one of those beautifully messy, deeply meaningful years that pushed us, grounded us, and sparked fresh momentum.
A Year of Rebuilding and New Beginnings
This year felt like stepping onto solid ground again. Rebuilding systems, refreshing relationships, and reconnecting with the people who truly make this work meaningful. It reminded me why community matters—and why being present matters even more.
Finding My Way Back into the Community
From local events to small acts of giving back, this year reminded me how energizing it is to get out there and be with people. Not just talking mortgages (don’t worry, I still did plenty of that), but engaging, supporting, and showing up.
Family: The Heart Behind the Work
If you’ve been following my behind-the-scenes stories, you know this year brought some family challenges too. But along the way, it became a year of growing relationships—especially with two of my littlest grandchildren. More time, more memories, more giggles, more glue stuck to hair (mine).Those moments didn’t slow me down—they gave me fuel.
Andrea Annicelli-Vigna: A First Full Year Worth Celebrating
Andrea wrapped up her first full year with Mortgage Edge ~ Quinte… and wow, did she come in strong. Multiple closings, growing referral relationships, and an incredible ability to genuinely connect with people. Her momentum is only just starting.
Andrea Johnston: Welcome to the Team!
This year also welcomed Andrea Johnston to the Mortgage Edge ~ Quinte team. She joined us bringing a strong foundation of experience, well-established relationships, and a trusted presence within the community. Her transition has added depth to our team and strengthened the way we support the people we serve. We’re excited about the momentum her expertise brings as we continue to grow together.
A Team Full of Ideas (And Yes, A Few Wild Ones)
If you could hear our brainstorm sessions, you’d understand.We’ve got ideas—big, small, community-driven, and just-for-fun surprises.From events to sponsorships to random giveaways that are guaranteed to brighten someone’s day… next year is going to be a ride, and we can’t wait.
A Fresh Start with Clear Vision
Behind the scenes, I’ve been building a long-term vision and growth plan for Mortgage Edge ~ Quinte—one that’s already moving us forward. More systems, more strategy, more ways to serve our clients better.And there’s more coming. Big steps that will set our team apart even more in the year ahead.
A Simple Truth
2025 was a fresh start.A grounding.A reminder of why we do this: people, community, family, and the belief that mortgages aren’t just transactions—they’re life chapters.And this team? Mortgage Edge ~ Quinte is just getting started.
Here’s to the year that built the foundation… and the next one that will take us even further.




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