Cheryl Hartwick - Broker
Insurance Types: Mini Series Part 4
Ｔｉｔｌｅ Ｉｎｓｕｒａｎｃｅ It is an insurance policy that protects residential or commercial property owners and their lenders against losses...
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Cheryl Hartwick - Broker
- Apr 6
- 1 min
Insurance Types: Mini Series Part 3
𝕄𝕠𝕣𝕥𝕘𝕒𝕘𝕖 ℙ𝕣𝕠𝕥𝕖𝕔𝕥𝕚𝕠𝕟 𝕀𝕟𝕤𝕦𝕣𝕒𝕟𝕔𝕖 MPP Insurance means Mortgage Protection Plan insurance, a special #insurance plan...
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Cheryl Hartwick - Broker
- Apr 5
- 1 min
Insurance Types: Mini Series Part 2
HOME OWNERS insurance and WHY it is important One of your biggest investments is owning a home, protect yourself and your investment....
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Cheryl Hartwick - Broker
- Apr 4
- 1 min
Insurance Types: Mini Series Part 1
𝐃𝐞𝐟𝐚𝐮𝐥𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 Also referred to as Loan insurance. Any mortgage in Canada that has less then 20% for down payment has...
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Cheryl Hartwick - Broker
- Sep 16, 2020
- 2 min
Your credit - it's more than just a number
You have spent countless hours looking, scouring ideal neighbourhoods with your Realtor and you have finally found your dream home. Your...
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Cheryl Hartwick - Broker
- Sep 16, 2020
- 1 min
The credit rule of 2
When you are saving for a mortgage your credit is important. Building strong credit that is over 680 is important to providing you with...
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Cheryl Hartwick - Broker
- Sep 16, 2020
- 1 min
Down Payment
The accepted sources for a down payment are as follows: The lenders preferred method for down payment. You will need a 90 day history...
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Cheryl Hartwick - Broker
- Jun 15, 2020
- 1 min
Update to changes in Default Insurance
On June 4th the Canadian Mortgage and Housing Corporation announced new rule changes as follows; 1. All buyers will have to qualify with...
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Cheryl Hartwick - Broker
- Apr 27, 2020
- 3 min
Mortgage Expenses
Most people save for their down payment and then realize that they need more money then that to close the file. What are some of those...
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Cheryl Hartwick - Broker
- Apr 24, 2020
- 2 min
Insurance on Mortgages - Make sure you are covered
Recent conversations around insurance on mortgages. A brief explanation below to help you with insurance questions. There are three types...
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Cheryl Hartwick - Broker
- Feb 13, 2020
- 1 min
Down Payment explained
Thinking of purchasing a house and want to know more about down payment. Minimum down payment is 5% on the first $500,000 and for...
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Cheryl Hartwick - Broker
- Nov 21, 2019
- 1 min
Fixed VS Variable
Generally speaking, fixed mortgage rates tend to be lower than variable ones, but locking in isn’t always the best option. Both sides...
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